000 00397nam a22001577a 4500
003 OSt
005 20220713161926.0
008 210305b ||||| |||| 00| 0 eng d
020 _a9781841132587
082 _a346.073
_bNIE
100 _aNiemi, Johanna
245 _aConsumer Credit, Debt & Bankruptcy
260 _aUnited States;
_bHart Publishing:
_c2009
300 _a453p.
942 _2ddc
_cBK
999 _c154331
_d154331